Precautions before investing or trusting
A guide to evaluate coaching, investment or financial advisory offers. General public-interest content, applicable to any person or brand, not just one case.
View documented cases on this site →No item on this list alone implies fraud or guilt. They are prudence criteria to compare public promises with verifiable records before transferring money.
1.Operates mainly on social media
No verifiable office or institutional presence. Client and investor acquisition happens via Instagram, conferences and coaching content.
2.No CNBV registration
Does not appear as an entity authorized to raise public funds or offer regulated financial advice in Mexico.
3.No clear formal contract
In documented disputes, investment agreements have ambiguous or breached terms. Always require a notarized contract before transferring funds.
4.Promises guaranteed returns
No legitimate investment guarantees fixed returns. Be wary of promises of high monthly payments without explicit risk.
5.Multiple public judicial records
Before investing, check official sources to see whether the person or promoting company appears as a defendant in commercial, civil, labor or settlement-enforcement cases. Several documented matters in a short period may indicate financial or contractual strain.
6.Ongoing administrative proceedings
If the company tied to the offer has administrative lawsuits or appeals against state or federal authorities, there may be regulatory friction beyond disputes with clients or creditors. It is worth verifying status in public records.
7.Pressure to decide quickly
Common tactic in recruitment schemes: artificial urgency, limited spots, bonuses for referring friends. Take time to investigate.
Quick checklist
- Search public judicial cases under the person's or company's name.
- Require a notarized contract and independent legal review.
- Verify registration with CNBV or other competent authorities.
- Avoid deciding under pressure or artificial 24 to 48 hour deadlines.